Financing & restructuring
Financing goes beyond interest rates and maturities. It determines whether your business has the room to grow or risks holding back. We help create the right balance between capital needs and structure, so you can invest today while maintaining a strong outlook for the future.
More than interest rates and terms
A financing question often seems to revolve around interest rates or terms. In reality, the challenge runs deeper: how do you ensure your business has the resources to grow today while maintaining continuity and perspective for the future?
Insufficient preparation often leads to the wrong decisions: an unsuitable financing partner, excessive financial burdens, or a structure that restricts future growth.
That's why we always approach financing questions in an integrated way. We don't look only at interest rates or terms, but also at the strategic choices behind them, the long-term investment agenda, and the legal structure surrounding it. This ensures that every financing solution supports both the ambitions and the long-term future of your business, often on better terms.
When entrepreneurs turn to us
Every financing situation has its own dynamics. Whether it involves investing in growth, acquisitions, restructuring to create new perspective, or financing real estate, the choices you make will shape the continuity and value of your business. Raeth supports you in every scenario and ensures that financing and structure remain aligned with the underlying management agenda.
Traditional bank financing remains a strong option, provided it’s well prepared and positioned. We ensure that you approach banks with the right structure and documentation, putting you in a stronger position at the table and helping you achieve the best possible outcome.
Real estate plays a different role for every business. For some entrepreneurs it’s a strategic part of their operations, while for others it represents an investment or development project. We guide the financing or refinancing of real estate so that it aligns optimally with the broader direction of your business.
Banks are not always the right route. Sometimes additional financing is needed alongside bank financing. Alternative financing can open up new opportunities, but it requires a clear overview of the available options and conditions. We help you select the right partner and structure so that the financing supports your strategy.
Every company and every capital structure is unique. Whether it involves growth, restructuring or alternative financing, there are no standard answers. Feel free to contact us. We’d be happy to explore your specific situation with you.
From entrepreneurial ambition
to lasting value
Clarity in complex processes
Financing touches the most sensitive parts of your business: ownership, control, growth, repayment capacity and the choice of financing structure. One wrong decision can limit your options for years.
That's why Raeth focuses on strategic capital advice tailored to your situation, with a strong emphasis on value creation, continuity and lasting relationships with financiers and other stakeholders. We prepare you thoroughly, map out your strategic financing needs and take the lead in developing financing solutions with lenders. Through our extensive network, you gain access to financing that not only works today, but also provides the flexibility to support your future ambitions, often on better terms.
Frequently asked questions
Yes. Through our approach, lenders receive a fully integrated action plan. We understand what they want to see, which builds additional trust. We also benchmark the proposed terms against the market and ensure lenders sharpen their proposal in both structure and conditions.
Financing is about more than raising capital. It determines whether your business has the room to grow or becomes constrained by covenants and obligations. We ensure your financing structure aligns with your long-term strategy, so decisions strengthen your business rather than limit it.
Restructuring is sometimes necessary. An objective external perspective can provide new insights and help rebuild confidence with lenders. Together, we determine the right solution and actively present it to lenders. We guide this process with your strategic direction in mind, ensuring new structures create value while limiting risk.
Negotiating with lenders is about more than interest rates or repayment terms. It involves control, flexibility and conditions that give your business room to operate. It also requires presenting the full picture to lenders in a way that builds trust. We ensure you take the initiative and are never dependent on a single financing party.
Financing is not a one-off moment, but part of the long-term future of your business. Within our model, financing is always linked to the long-term strategy, often in combination with M&A advisory and legal support. This ensures that the strategic direction of your business remains intact.
